CBI: FindmyFinance
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FindmyFinance

Are you looking to raise growth capital to take your business to the next level – and unsure of the best option? Our FindmyFinance tool will assess your needs and recommend the types of alternative funding that will work for you

I need Growth capital

Do you have security, such as equipment or buildings?

Yes No

You should look to one of the following forms of finance

Asset-based lending

Asset-based lending is finance that is secured by assets, such as the debtor book, plants and machinery, stock and property.

Leasing and asset finance

Leasing and asset finance provides businesses with finance to purchase specific equipment such as vehicles, IT, furniture, phone systems and production plant.

Peer-to-peer lending

Peer-to-peer and crowd-funding platforms enable individuals and businesses to lend to small and medium-sized businesses for a specific project.

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Are you willing to use equity in your business to secure investment?

Yes No

You should look to use one of the following kinds of finance:

Self-issued retail bonds

It is possible for businesses to self-issue a retail bond which is a finance option used predominantly by medium-sized businesses looking for long-term growth capital.

Private placements

Private placement is a long-term fixed-interest debt instrument issued by a corporate directly to institutional investors, including pension funds and insurance companies.

Retail bonds

Bonds are essentially an IOU debt instrument. The purchaser of the bond – usually an institutional investor – is the lender. It receives a set return each year for a set number of years, after which the bond can be redeemed.

Corporate venturing

Corporate venturing is a formal, direct investment relationship, usually between a larger and a smaller company.

Peer-to-peer lending

Peer-to-peer and crowd-funding platforms enable individuals and businesses to lend to small and medium-sized businesses for a specific project.

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Would you benefit from investment coupled with advice and support?

Yes No

You should look to use one of the following kinds of finance:

Peer-to-peer lending

Peer-to-peer and crowd-funding platforms enable individuals and businesses to lend to small and medium-sized businesses for a specific project.

Public equity markets

When using public equity, the business becomes publicly listed and the public can trade its shares.

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Is your business at the start-up stage?

Yes No

You should look to use one of the following kinds of finance:

Private equity

Private equity firms provide medium to long-term finance in return for an equity stake in unquoted companies with high-growth potential.

Business Growth Fund

Business Growth Fund makes long-term, minority equity investments in smaller and medium-sized businesses.

Corporate venturing

Corporate venturing is a formal, direct investment relationship, usually between a larger and a smaller company.

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You should look to use business angels or venture capital

Business angel

Business angels are most commonly high-net worth individuals who invest in early stage or high-growth businesses.

Venture capital

Venture Capital funds invest in early stage, high-risk, but high-potential businesses.

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I need Working Captial

Do you deal in business-to-business sales?

Yes No

You should look to one of the following forms of finance

Supply chain finance

Supply chain finance is a way that large companies can use the strength of their balance sheet to support their suppliers.

Trade finance

Financial institutions provide import/export financing and trade risk mitigation products to secure the risks exporters’ face when doing sales deals abroad.

Pension-led funding

Pension-led funding utilises directors' personal, existing pension facilities to raise capital for their business.

Peer-to-peer lending

Peer-to-peer and crowd-funding platforms enable individuals and businesses to lend to small and medium-sized businesses for a specific project.

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Do you have security, such as equipment or buildings?

Yes No

You should look to asset-based lending or peer-to-peer lending

Asset-based lending

Asset-based lending is finance that is secured by assets, such as the debtor book, plants and machinery, stock and property.

Peer-to-peer lending

Peer-to-peer and crowd-funding platforms enable individuals and businesses to lend to small and medium-sized businesses for a specific project.

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You should look to peer-to-peer lending

Peer-to-peer and crowd-funding platforms enable individuals and businesses to lend to small and medium-sized businesses for a specific project.

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 Find out more about alternative finance